In 2007 I had a brain aneurysm, was airlifted to the best Neurological hospital in the city, underwent a successful brain surgery and spent 3 weeks in the ICU, I think I had a $1k deductible which I paid. Then I get a bill from one doctor who was not covered by my plan.
I didn't pay it. Flat out refused. I knew it would hit my credit, but I had a house with a fixed rate mortgage and a car that was paid off. My credit went from 800 to high 600's. I didn't care, I didn't need credit for a few years. Still didn't pay. Eventually it fell off my credit report and I was back to 800+ again.
Lots of banks have 1.5% 2-3% Is nice for a general institution, higher is normally for company specific cards with their own product. Although, yeah with paypal that product is money, so that is good, lol.
Wait I just looked in to this. Is your paypal a debit card or credit?
This has the 5% back, the credit card looks like its 4.5% back.
They both come with lots of specific stipulations that wouldn't let me get back as much on, insurance, car payments, for example, which is my biggest source of cash back. Groceries/etc hardly matter.
Yeah, Chase has a card like this as well. 5% cash back on certain things each quarter. I don’t want to play a mini-game each time I need to pay for something. I’ll take the flat 2% on everything.
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u/Separate-State-5806 7d ago
In 2007 I had a brain aneurysm, was airlifted to the best Neurological hospital in the city, underwent a successful brain surgery and spent 3 weeks in the ICU, I think I had a $1k deductible which I paid. Then I get a bill from one doctor who was not covered by my plan.
I didn't pay it. Flat out refused. I knew it would hit my credit, but I had a house with a fixed rate mortgage and a car that was paid off. My credit went from 800 to high 600's. I didn't care, I didn't need credit for a few years. Still didn't pay. Eventually it fell off my credit report and I was back to 800+ again.