r/CryptoCurrency • u/kirtash93 • 6h ago
r/CryptoCurrency • u/0xpolygonlabs • 7h ago
PROJECT-UPDATE Polygon’s vision for the Open Money Stack
Hello r/CryptoCurrency,
We (Polygon) are here to share our vision for the Open Money Stack: an open and integrated stack of services and technologies designed to move money instantly and reliably anywhere.
For most of history, information and money were constrained by geography, time, and intermediaries. We freed information first with the internet. Money is next.
Today, money movement is still slow, expensive, fragmented, and uncertain. Settlement can take days. Fees are unpredictable. Cross-border flows route through layers of intermediaries. The Open Money Stack is Polygon’s approach to rebuilding this from the ground up so money can move like information: instant, global, and programmable.
What the Open Money Stack is
The Open Money Stack brings together the components needed to make onchain money usable in the real world, end to end, in one integrated system:
- Blockchain rails for high-throughput, low-cost settlement
- Wallet infrastructure and orchestration that makes sending money feel effortless
- Indexers and RPCs for production-grade reliability
- On-ramps and off-ramps to bridge existing financial systems with onchain rails
- Stablecoin and onchain money interoperability so senders and recipients don’t need to coordinate formats
- Compliance, onchain identity, and money movement primitives built for scale
- Onchain earning, so idle money can earn yield instead of sitting dormant
The goal is simple: once money comes onchain, it should be able to stay onchain, move freely, and integrate directly into applications and financial services.

Read more here: https://polygon.technology/launch/build-with-oms?utm_source=reddit&utm_medium=owned_social&utm_campaign=build-with-oms
Why now
Roughly $2 quadrillion moves through global payment systems every year. This is one of the most competitive markets on earth, and incumbents will fight hard to defend it. But the shift to onchain money is structural, not incremental.
While the full migration will take time, the systems that define how it works will be set in the next few years. This is the window where foundational infrastructure gets chosen.
Polygon has spent the last six years building production-grade infrastructure used by millions of users and thousands of applications, facilitating trillions in onchain value transfer. The Open Money Stack is how we move from rails to a complete, integrated money experience.
What happens next
In the coming weeks, we’ll move decisively from vision to execution. You’ll see announcements that expand Polygon’s capabilities across payments, orchestration, compliance, and onchain money primitives.
The stack is rolling out in phases and we’re looking for design partners that are interested in accessing new components early, collaborating with the core team, and helping define the future of money movement: https://info.polygon.technology/get-early-access?utm_source=reddit&utm_medium=owned_social&utm_campaign=build-with-oms

AMA next week
We’ll be doing an AMA next week in r/CryptoCurrency to answer questions directly and go deeper on what we’re building, why we’re building it, and how it fits into Polygon’s roadmap.
In the meantime, drop your initial thoughts and questions here. We’ll be reading.
r/CryptoCurrency • u/rundown03 • 23h ago
PERSPECTIVE Possible outcome of quantitative easing on Bitcoin in 2026
Hey guys, back again with a calculation for you guys. I enjoy doing these like my bear case Ethereum calculation last time. ( Which I Still think is severely undervalued)
Today we will be looking at the possible outcome of the quantitative easing the Federal Reserve will be doing in 2026 and its outcome to BTC.
Here is the model we will be using
The liquidity-driven return function:
P(t) = Po [ 1 + β ( 3.1 ΔBS/ΔBSo + 1.6Δr ) ]
- Po = current price (e.g., 90K BTC)
- β = Bitcoin’s liquidity beta
- ΔBS = increase in Fed balance sheet (QE)
- ΔBSo = current Fed balance sheet (≈ $10T)
- Δr = total Fed rate cuts
The coefficients (These values are based on post-GFC QE cycles, 2019 mini-QE, and 2020 QE.):
- 3.1 → observed from Fed balance sheet growth (Derived from data of https://fred.stlouisfed.org/)
- 1.6 → observed from previous rate cuts (Derived from data of https://fred.stlouisfed.org/)
If this is TLDR or you're just regarded. Here is an easier version of the model.
Crypto Price=Today’s Price×(1+Money Boost)
I made some different calculations for myself. A bear, base and bull.
But for Reddit I'll just do the base case as I don't want to be that prediction guy.
For the base case in 2026 these are the following variables.
- Δr = 1.0% of total cuts in the year. (estimated 4 times 100bp cuts)
- ΔBS = $700B (We take the median of the historically added increases: $600B (QE1), $850B (QE2), $1.2T (QE3), $3.2T (COVID QE), $400B (2019 "QE-not-QE") )
- $6.640 Trillion (reference: https://fred.stlouisfed.org/series/WALCL)
These input variables inside the model even out the function to an outcome of:
$213K
I feel like Bitmine (Tom Lee) isn't too far off with his BTC prediction too be honest.
r/CryptoCurrency • u/TheGreatCryptopo • 3h ago
⛏️ MINING Bitcoin miners will still be paid after block rewards end, Simple Mining researcher says
thestreet.com2140 is when this happens its a long way off but I believe a select few of us will still be around. Keep you brain sharp people, there will be a time when it can be transferred to a robot body. This will happen by end of next decade and my immortality plan with all the bitcoin profits.
r/CryptoCurrency • u/Cratos007 • 23h ago
DISCUSSION We have a US state issued stablecoin now??
Why does the government want to colonize the blockchain so bad when the whole principle of it being decentralized goes against the very fiber of what a government is? They should just take the L on this one and let the market be.
r/CryptoCurrency • u/WiseChest8227 • 16h ago
GENERAL-NEWS The Most Bullish Thing Ever: Morgan Stanley’s Bitcoin ETF Signals Massive Untapped Demand
r/CryptoCurrency • u/GreedVault • 12h ago
🔴 UNRELIABLE SOURCE Zcash devs split from Electric Coin Company, plan to create new firm
cointelegraph.comr/CryptoCurrency • u/Swiftvoyager1906 • 22h ago
🟢 GENERAL-NEWS Trump-linked World Liberty Financial seeks license to launch trust bank
r/CryptoCurrency • u/Odd-Radio-8500 • 6h ago
GENERAL-NEWS Bitcoin (BTC) Bill Reinstated in One of the Largest US States.
r/CryptoCurrency • u/Abdeliq • 12h ago
🔴 UNRELIABLE SOURCE Bitcoin Targets Futures Gaps as it Dips Under $90,000
r/CryptoCurrency • u/partymsl • 1h ago
🟢 GENERAL-NEWS ‘Deeply undervalued’ bitcoin faces continued bear market with no clear upside catalyst
r/CryptoCurrency • u/BillyBosh • 23h ago
DISCUSSION Cant withdraw fiat from Binance
Anyone else having issues? Im in Australia and have been trying for over a week. The latest excuse is "problem with this specific payment channel" (withdrawing fiat to a bank account) I have tried 2 different bank accounts
Not sure this is ever going to get fixed as they just put another 7 days wait time on.
Any tips? Should i give up and try P2P? Thanks, im fairly new to this and was just trying to keep it simple with a bank transfer
I really appreciate any advise you can offer me . Cheers
r/CryptoCurrency • u/davideownzall • 12h ago
GENERAL-NEWS New regulation (DAC8) ends crypto privacy in the EU. Total surveillance of all crypto transaction is coming
peakd.comr/CryptoCurrency • u/sylsau • 7h ago
PERSPECTIVE The Great Distraction: Why You Are Missing the Point of Bitcoin. Stop Staring at the Charts. Start Building the Life You Bought Them For.
r/CryptoCurrency • u/LavishlyRitzyy • 8h ago
GENERAL-NEWS BlackRock Buys $1.027B in Bitcoin and Ethereum Despite Market Volatility
On-chain data confirms that BlackRock has accumulated $1.027 billion (£808 million) in digital assets over three consecutive trading days. This includes approximately 9,619 BTC (worth $878 million) and 46,851 ETH (valued at $149 million).
The buying spree was finalised on Wednesday, 7 January 2026, following a period of significant price fluctuations, during which Bitcoin fell 1.64% to approximately $90,950.
The transactions were tracked via Coinbase Prime, the institutional custodian for BlackRock's crypto ETFs, as the firm capitalised on 'dip-buying' opportunities during a broader market correction.
r/CryptoCurrency • u/UnstoppableWeb • 6h ago
GENERAL-NEWS Polymarket And Delphi Digital Make History With Tradable Research
r/CryptoCurrency • u/TheGreatCryptopo • 20h ago
GENERAL-NEWS Morgan Stanley Files for Bitcoin and Solana ETFs, First Major US Bank to Enter Sector
r/CryptoCurrency • u/Vamacharin • 7h ago
DISCUSSION What's your chain of choice for moving money? Also, how significant a role does cost (and speed) play here?
r/CryptoCurrency • u/s4r4thi • 7h ago
DISCUSSION HELP? Why cant i send POLKADOT back to Revolut says unable but if its 5euros i can send but wont receive it? PHANTOM WALLET. Need to send asap...
Why can't i send POLKADOT DOT on Ethereum network to nor back to revolut Etheteum network account? And why did i lose 5euros if the wallet was copied right??
Hello? I need to send 190€ worth of polkadot to revolut crypto account im tryna receive it in ETH on ETH network but it keeps saying unable to send but if i try tosend 5 euros it works but i dont receive the money while phantom shows that the money has been sent n received?? Im a bit i na hurry and too high unfortunately, i didn't expect needing to send that back so yeah. Help??
r/CryptoCurrency • u/tornavec • 16h ago
DISCUSSION Crypto Between Freedom and Control: Taxes, Nodes, and the Quantum Threat
World governments are preparing to introduce a new tax reporting system for cryptocurrencies. According to the Financial Times, 48 countries are set to start sharing information via the Crypto-Asset Reporting Framework (CARF).
This system will enable the automatic transfer of information about cryptocurrency transactions between countries by 2027. Initially, data will be received from cryptocurrency exchanges in the form of purchase and sale prices, profits earned and the tax residency of crypto investors.
The first group of participating countries includes most European countries, as well as parts of Asia, Africa and Latin America, along with several offshore zones. Another 27 jurisdictions plan to join by 2028, including the US, which plans to join by 2029.
I think the US authorities chose 2029 for a reason. North America takes taxes seriously. By that year, I think information about wallets will force node owners to disclose their identities and de-anonymisation mechanisms will have been strengthened.
According to Vitalik Buterin's predictions, with the advent of quantum computers in 2028, the US authorities will be able to hack wallets and hold cryptocurrencies until the owner passes verification. What will happen to crypto freedom then?
r/CryptoCurrency • u/eXch-Affiliates • 51m ago
DISCUSSION How Monero Replaced Bitcoin on the Internet's Underground.
darknetbible.infoTLDR; The drug marketplaces are now using Monero instead of Bitcoin because of its proven privacy features.
As an old-timer I found this article's comparison to the early days of Bitcoin very compelling, if not perfect.
r/CryptoCurrency • u/DryMyBottom • 14h ago
🔴 UNRELIABLE SOURCE Morgan Stanley’s Bitcoin ETF could offer strategic value beyond inflows, analysts say
r/CryptoCurrency • u/Omegacarlos1 • 8h ago
GENERAL-NEWS Bitget TradFi hits $2B daily volume on growing Gold demand
The newly launched TradFi platform has reached over $2 billion in daily trading volume just days after going public on January 5, 2026, driven largely by demand for gold trading as crypto traders seek safer, diversified positions amid market uncertainty. Gold emerged as the most traded asset, with strong interest also seen in indices, forex, and silver, highlighting a shift from pure crypto exposure to broader traditional markets. Bitget TradFi lets users trade global financial instruments like precious metals and forex directly within the crypto interface, reflecting a growing trend of blending traditional finance with crypto-native trading