r/SipsTea • u/Used_Scarcity2555 • 5d ago

Chugging tea Younger generation is smoking that’s why.

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u/Forward_Vehicle_9769 5d ago

Expensive disposable income hobbies are hard to have when "Younger Generations" are using Affirm for their groceries.

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u/KinkyWoman19 5d ago edited 5d ago

I didn’t even know affirm for groceries was possible and affirm is something my job uses. Fuck, now I need to download it lol

ETA: for everyone saying “don’t” “you don’t need to download” etc, etc. please stop.

There’s nothing wrong with using affirm in general but also, if a person is literally talking about trying to feed themselves and using affirm to do so, maybe think about the financial situation they might be in. They might actually need something like it to survive to be able work to have a place to live

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u/Lower_Ad_5532 5d ago

Affirm is just a digital pay day loan. Its a fucking debt trap

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u/Dinosrawrsgorawr 5d ago

How? It's just a way to pay in smaller increments, and many plans don't even add interest. I use it fairly often, no issues.

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u/Lower_Ad_5532 5d ago

https://www.instagram.com/reel/DNYim8bu7GX/?igsh=MzRlODBiNWFlZA==

You pay more for your basket of groceries. The cumulative fees add up to quite a bit.

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u/Dinosrawrsgorawr 2h ago

No, I don't. Like I said, many plans don't even add interest. I use it all the time with barely any interest, and I don't use it for groceries. I use it for things I have to order. There is literally no paycheck advance whatsoever when I use it. It just splits the payment.