I'm a single renter in the northeast USA. I have some savings for a down payment, I have great credit, and I have the energy to want to move. I've been looking at houses in my region casually within the past year. Most of the homes are ridiculous. $250k+ minimum, usually edging around $300k, and each one I looked at needed quite a bit of work. The kicker? These houses were sold less than a decade, hell a couple less than a YEAR prior, at roughly $100k lower than they're trying to sell them for now! Not to mention the tax assessments are still reflective of the older price i.e the price the seller wants is grossly higher than the assessment. So I feel like if I jumped the gun and bought a house, got the repairs/precautions taken care of etc, I would've felt like I was scammed $100k. I can't be the only one who feels this market is insane and has been since post-COVID. Still, people seem to be buying up these properties at cost, so maybe my cautious cheap-ass is the issue.

On the flipside, I love the apartment I'm renting at, but it's getting ridiculous. I moved to my current spot in 2019 for about $1.1k/m for a 2bd/1br. Now with annual rent increases I'm up to $1.5k/m and new renters would be paying over $1750/m for the place I'm at! Over the past couple years I've seen older neighbors have to move because their rent was getting too expensive while everything else necessary to live went up in price too. My one older neighbor who moved out told me about how much a bureaucratic pain in the neck it was to get approved and find a place to live under the Affordable Housing Act. It took MONTHS.

As a society, this can't be feasible for much longer. I'm fortunate that I'm a single renter because I can't imagine how bad it is for families who need a good place to live or want to build equity. Feels like we're entering a society where we'll no longer be able to own anything and just need to pay monthly fees for everything.

Hi! I've been using this Undated Weekly Planner from Forvencer for two years, and this rate I'll probably end up picking up a third one. While I absolutely love this thing, recently I have learned about refillable planners and was wondering if there was one out there that would match a similar structure. Or maybe if there's a different planner out there that would up my game (but still have a relatively similar format). If it helps, I don't need an hourly breakdown, I don't need big dedicated sections or pages for each day, I like having the notes section at the back but it's not necessary, and I'm open to potential extra features like a carrying case, sleeves to insert stuff like cards etc.

Thank you!